I. Treasury Management
Through proper management of inflows and outflows, a business can realize tangible gains. The surplus funds generated by a business need to be managed effectively.
We manage your short-to-medium term surplus funds through investments in appropriate instruments including Liquid Funds, Debt Funds, G-Secs, Bonds, Deposits, etc. As money lying in the Current Accounts does not earn any interest, use of Liquid Funds as an alternative has helped businesses improve their bottom lines.
Use of Mutual Funds as a part of Treasury Management of a business can offer superior returns compared to Fixed Deposits. In spite of the increase in Dividend Distribution Tax (DDT) to equal the Corporate Tax Rate, Mutual Funds continue to be tax efficient as they can qualify for Long Term Capital Gains and don’t attract TDS provisions.
Investments are made keeping Protection of Capital as the most important factor. Since the Corporate surplus is generally short term money, liquidity of investments is again paramount.
II. Working Capital Management
Effective management of Inventory, Accounts Receivables and Accounts Payables can unlock a lot of surplus cash flow for businesses.
We devices systems for companies to help them manage their Working Capital effectively. Once the systems are in place keeping a constant track of the various components of Working Capital is required so that funds do not get blocked unnecessarily. These surplus funds then go towards contributing to the Treasury Income of the business.
Well set Budgets are the lifeline for businesses. A well set Budget gives the business a goal post to work towards.
Even more important is keeping a track of Actual Performance of the company versus the set Budgets so that corrective action can be taken well in time.
Our real time Budget Versus Actual tracker helps businesses stay on top of their finances and be proactive in decision making.
IV. MIS Reporting
Management information systems, produce fixed, regularly scheduled reports based on data extracted and summarized from the business’s underlying transaction processing/Accounting system to managers to aid them in decision making.
An effective Management Information System is like a Lighthouse guiding the Management through the choppy waters of the ever changing Business environment.